Compliance Analyst (Regulatory & Operations), Brazil

IT, Legal, Operations
São Paulo, SP, Brazil
Posted on Friday, May 3, 2024
Our Local Programs and Regulatory Compliance team is responsible for ensuring compliance with local laws and regulations in the countries where we operate.
About the role:
The Compliance Analyst II shall be responsible for supporting in ensuring the Company’s activities are in line with the Brazilian regulatory framework as well as supporting on dealing with AML investigative cases. Additionally, the person responsible for the role shall ensure that the SISBAJUD/CCS protocols are followed and support the law enforcement responses.
In this role, you will:
Regulatory Compliance
· Identify areas of non-compliance or partial compliance of the business through a GAP analysis of applicable laws and regulations and prepare and implement an action plan to remedy any shortfalls;
· Monitor and review all developments within the regulatory environment of the business; enforce adherence to requirements; advise management on needed actions;
· Ensure that any updates to the legislative and regulatory framework are communicated to all stakeholders and training provided if required;
· Assist with the periodic review of policies and training ensuring they are compliant with the applicable regulatory regime in Brazil;
· Continually and actively develop technical knowledge concerning the regulatory framework governing the company and its activities;
Internal Controls
· Manage internal compliance operational controls, and carry out independent reviews and examinations as required;
· Identify, highlight and manage regulatory risks, findings and recommendations identified internally, by independent reviews or examinations;
· Work with management and staff to ensure that the business implements and maintains suitable systems and controls to meet the regulatory requirements;
· Assist in responding to law enforcement requests and inquiries;
· Prepare compliance audit data by compiling and analyzing internal information;
· Liaise with other departments to prepare data required for the submission of reports requested by the regulating authorities.
AML/CFT Compliance
· Liaise with the Compliance Team to ensure that sufficient EDD has been requested and obtained on customers in accordance to their risk rating, as well as to properly assess whether the customer is involved in ML/FT;
· Carry out customer account reviews to determine whether a reasonable suspicion of ML/FT exists;
· Review and further investigate adverse media, PEP and sanction-related escalations;
· Extract and compile customer data required for the submission of external reports with the regulatory authority and responding to Law Enforcement Requests;
· Ensure proper and timely handling of internal unusual activity reports;
· Prepare and file STR’s to COAF;
· Assist in the drafting and implementation of internal procedures to facilitate the escalation process;
· Implement the Company’s AML/CFT policies and procedures;
· Maintain a working knowledge of local AML/CFT regulations, best practices, internal controls, and AML/CFT risk management practices.
· Minimum of 3 years of relevant experience working with (i) a financial institution (payment service provider/e-money) and preferably experience also within the virtual financial assets market; or (ii) a law firm handling compliance matters relating to AML, licensing and applicable payments services laws and regulations;
· Understanding of AML regulations and payments services legislation within the banking/financial services industry;
· Ability to distill and discern important information from regulatory guidance, statutes and regulations, audit findings, and other documents and determine how it impacts the business. The understanding of regulatory requirements vs. “best practices” in compliance is critical;
· Must be able to perform independently and with minimal supervision;
· Strong organizational skills – must be multi-tasked oriented and able to balance pressure and deadlines with constantly changing priorities;
· Strong written and verbal communication skills.
· Ability to prioritize workload in line with tight deadlines and work effectively under pressure;
· Experience interacting with local regulators a plus;
· Knowledge of virtual financial assets and fintech products is preferred;
· Ability to work within a matrixed environment and cross functionally with operations and technology functions.
What can you expect from us?
· We offer an attractive compensation package working in a cutting-edge field of combining e-money and fintech;
· Huge responsibilities from Day 1. Be the owner of your own learning curve. The possibilities are limitless and depend on you;
· You get to work in a very dynamic environment and be part of an international team;
· You will get to have involvement in developing a brand-new product from scratch alongside with a talented team.
Life @
Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.
Transformational and proactive working environment. Empower employees to find thoughtful and innovative solutions.
Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.
Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another.
One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.
Work Flexibility Adoption. Flexi-work hour and hybrid or remote set-up
Aspire career alternatives through us - our internal mobility program offers employees a new scope.
Work Perks: visa card provided upon joining
Are you ready to kickstart your future with us?
Competitive salary
Attractive annual leave entitlement including: birthday, work anniversary
Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.
Work Perks: visa card provided upon joining
Our benefits packages vary depending on region requirements, you can learn more from our talent acquisition team.
Founded in 2016, serves more than 80 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet™. Built on a foundation of security, privacy, and compliance, is committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.
Learn more at is an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way. values diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.
Personal data provided by applicants will be used for recruitment purposes only.
Please note that only shortlisted candidates will be contacted.