Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for:

As a Senior Analyst on Circle’s Treasury Shared Services team, you will execute and support critical treasury and payment operations, ensuring accurate, timely, and controlled processing of customer fund movements and banking workflows. You will manage returns, redemptions, transaction investigations, and exception handling while adhering to defined procedures and risk controls. You will independently resolve operational issues, collaborate with cross-functional teams and banking partners, and contribute to process improvements, documentation, and the adoption of automation and AI-assisted workflows to enhance efficiency, consistency, and risk management.

What you’ll work on:

• Execute daily treasury operations including refunds, returns, redemptions, cash movements, and exception handling with SLA adherence

• Investigate and resolve transaction issues using internal systems, banking tools, and data sources, escalating based on risk and complexity

• Support banking partner workflows including trace requests, wire activities, callbacks, and issue resolution

• Review and manage operational tickets, case queues, and escalations with clear tracking and timely follow-up

• Partner with cross-functional teams including Finance, Risk, Compliance, Customer Support, and Engineering to resolve issues

• Contribute to process improvements, documentation, and automation initiatives to enhance operational efficiency and consistency

• Support incident management, reporting, audits, and service reviews to improve operational readiness and controls

What you’ll bring to Circle:

Core Requirements:

• 4+ years of experience in treasury operations, payments, banking, fintech, or financial services

• Experience executing payment workflows such as wires, returns, refunds, reconciliations, or transaction investigations

• Strong attention to detail with the ability to manage high-volume, time-sensitive workflows accurately

• Ability to follow structured processes while identifying gaps or inconsistencies

• Experience working with operational tools such as ticketing systems, trackers, or dashboards

• Strong communication skills with the ability to collaborate across teams

• Ability to independently drive issues to resolution and apply sound judgment on escalation paths

• High integrity and discretion when handling sensitive financial transactions and customer data

• Bachelor’s degree in Finance, Accounting, Business, Economics, or equivalent experience

Preferred Requirements:

• Experience in fintech, payments, digital assets, or regulated financial services

• Familiarity with incident management, escalation handling, and operational risk controls

• Experience with tools such as JIRA, Confluence, or similar workflow platforms

• Exposure to data or automation tools such as Excel, SQL, Python, or BI tools

• Experience contributing to SOPs, playbooks, or operational documentation

• Interest in treasury operations, process improvement, and financial infrastructure

This role is based in our Bangalore office and requires employees to work from the office on a regular basis.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.